A Quick Overview Of Nurses' Salaries In The UK

In this article we take a look at how nursing salaries are determined, how they vary between sectors and some points to consider if you’re looking to increase yours.

Introduction

The so-called ‘New Pay Deal’ introduced in 2018 ended in 2021. Since then, a 3% pay rise was announced in 2021, followed by a similar increase in 2022. In May 2023, a 5% pay increase was agreed - alongside a one-off payment. Then in July 2024, a pay increase of 5.5% was announced. The newest rise announced was for a 3.6% increase.

For Nurses of varying levels of experience and across different bandings, that means that salaries have been affected in lots of different ways.

Meanwhile, not all Nurses in the UK work within the NHS – and therefore, many haven’t been affected by the New Pay Deal.

So here’s a brief guide to nursing salaries in 2025 as they currently stand.

What Is The Starting Salary For A Nurse?

A newly qualified Band 5 NHS nurse now earns £31,048.

The vast majority of Nurses will work for the NHS once qualified, but it is possible to enter the workforce at a private institution.

"When you next hear about those highly paid agency Nurses, take it with a pinch of salt."

Here, the pay is unregulated, but as a starting wage you’re likely to earn a similar or slightly higher rate of pay.

But keep in mind the benefits package too.

As an NHS worker, the benefits you’ll receive will be difficult to match.

What Is The Average Salary For A Nurse?

We estimate that the average salary for a nurse is somewhere between £38,000 and £44,000.

That takes into account the average amount of experience of a UK nurse, and data collected on major job boards.

It also reflects the new minimum an NHS Nurse can expect to earn at the bottom of Band 5.

What Salary Do You Earn With Each NHS Banding?

NHS pay is operated in a banding system that was introduced in 2004.

This system allocates specific roles and levels of seniority to specific bands, and therefore, salaries.

As already mentioned, newly qualified nurses enter the workforce at Band 5. Band 5 nurses can earn up to £37,796 with enough years' experience (over 4 years).

Within Band 6, the starting salary is £38,638 and the highest possible salary is £46,581.

Band 7 salaries start just below £48,000 a year, and for anyone within Band 8 and beyond, salary ranges become more complex. You can find all details on salaries within every banding point by using our handy NHS Pay calculator.

The upper ranges of each banding are achieved by performing the role within that banding for a certain number of years.

How Do You Increase Your Salary?

As an NHS nurse, your salary will increase as you gain more years of experience within your particular pay band.

However, those incremental increases stop when you reach the top of your banding – and the only increase that could apply is an inflationary one.

The other way to increase your earnings is to move into a higher banding.

This can only be achieved by applying for a new role within that banding, which in itself will normally require gaining further qualifications.

This might be possible from courses that can fit around your existing job.

However, in some circumstances you may need to complete some specialist study or a Master’s Degree.

Trusts will often be willing to fund this.

How Much Do Private Nurses Earn?

Private nursing pay is unregulated, so it’s impossible to say how much a private nurse earns, on average.

Anecdotally it’s said that the pay is typically in-line with an NHS salary – and in some cases, a bit higher.

Whatever financial benefits there may be from working privately must be balanced with other aspects of the job too.

Private hospitals and care settings tend not to be as stretched as NHS organisations, so the work might not be as stressful.

But typically, the benefits aren’t as good.

Ultimately, every private sector role must be individually assessed for its pay and suitability for you.

Do You Earn More As An Agency Or Bank Nurse?

The daily rates of pay for nurses who work through agencies or NHS Trust banks can be quite high – much higher, in some cases, than the daily pay of a permanently employed nurse.

These spikes in pay happen because the NHS is overstretched, and hospitals often desperately need nurses at short notice.

It’s a consequence of acute demand – demand that’s been exacerbated by an ageing population.

However, this doesn’t paint the full picture.

Agency and bank nurses don’t necessarily earn that same rate every day, and a comparison to full-time rates is misleading when you consider deductions like tax, pension and national insurance.

Furthermore, to truly earn more money in the long-term as an agency or bank nurse, you’ll need to be able to get work consistently.

For that, you’ll need lots of experience and contacts ideally across difference specialisms and locations.

So, when you next hear about those highly paid agency nurses, take it with a pinch of salt.

NHS Take Home Pay & More Information On Nursing Salaries

For more information about pay for NHS nurses (take home pay, showing deductions, pension and benefits, in weekly, monthly or annual amounts) go to our NHS Take Home Pay Calculator.

For more information about nursing pay generally, and the full table displaying pay rates for NHS Nurses according to bandings go to our UK Nursing Salary and Pay Scale Guide - 2025.